More and More Money

16-07-2010 by admin

Do you familiar with American Idol? I’m sure you do. This is the most popular TV show ever, in here people compete to be the best singer and promised that they will be famous after that. Unique thing that we can notice from this contest is the winner is decided based from how much SMS that their fans text to support them. Meanwhile if you send one SMS to the operator it costs very expensive, the fans not only send one SMS. The maximum SMS that they can send is 10, so it can be one fans can send 10 SMS to support his or her idol.

Can you imagine how much money you can earn from this mobile marketing business?

This mobile marketing business now is very promising because as you know almost all people have and always carrying their mobile phone everywhere. The mobile phone is very effective way to transfer the information and also make a contact from one to another.

There are two kinds of mobile marketing that people usually do. First we send SMS to vote someone, the more you send SMS, and the more money for the mobile marketing company can gain. Some people may think that this is useless thing to do, but if you love your idol you will do everything right?

The second way of Cellit mobile marketing is by sending information text message to the customer who subscribes it. The customer who subscribes this service will be send many information texts message and pay the company every month.

The service of Cellit mobile marketing usually gives you shortcodes like 5566 or 1234 or whatever it is. This system make user to easily memorize the phone number. That’s why mobile marketing give you a big promising future. Try it and for a day you will earn more money.

Fix Credit Errors – Credit Errors Can Be Deleted Fast

15-12-2009 by admin



Fixing credit errors is one thing a lot of Americans have to do at one point or another. Reports have estimated that at least 50% of credit reports have errors on them. This due in large part to the volume of data they credit bureaus have to keep up with. They have millions and millions of files they have to keep updated.

Just imagine all thousands of people that have the same name like “Mike Johnson”. There is surely bound to be errors somewhere trying to add and delete data constantly. That’s not to talk about identity theft, where someone uses your personal information to make fraudulent purchases.

The only way to fix credit errors is by contacting credit bureaus whose files have the errors, and you have to contact each bureau separately. You want to check with the three main bureaus because if one has an error, more than likely the other two have it as well. Start by sending them a letter informing them that the information they are reporting is wrong and you need it corrected immediately.

You want to also look on the credit report with the error to see if there is a phone number of the company that has the error. If so call them up and let them know they are reporting incorrect information about you to the credit bureaus. Now in some cases the account or entry might be yours but the information is not correct, and other times its totally false and probably someone else’s account.

The burden of proof lies with the credit bureaus to investigate the matter and make sure they are not documenting bad information into your credit file. I would still suggest that you locate any documentation as proof that you have and in cases of mistaken identity or identity theft you would need your ID and probably social security card for prove of your identity.

Alternative Ways To Fix Your Credit!

27-05-2009 by admin



Though there is not a quick way of reestablishing credit, these tips can aid you in the process. Patience is necessary since raising your credit score won’t happen in a day or two. It can take months or even years to rebuild your credit history depending on the amount and seriousness of the delinquencies that have affected your credit.

Make Sure Creditors Are Reporting All Your Timely Payments

You can have creditors adding good information to your credit report. Creditors are not required to report information to any of the three credit bureaus. After obtaining copies of your credit reports, make sure to note if there are any creditors with whom you have a good history that haven’t reported this to the credit bureaus.

If this is the case, contact them and ask them to release the information to the credit bureaus. For a small fee, a credit bureau will contact your creditor. Simply call and give the credit bureau your creditors name and phone number. Positive repayment information can help neutralize some of the negative information on your credit report.

Tell Your Story

Add a statement to your credit report telling your side of the story. You may include a 100-word statement in your credit report to explain negative credit reports. Write each credit bureau a letter and ask them to include your statement in your credit file. State the facts about your situation. If your credit history shows that you typically pay your bills, a statement can explain away an isolated instance or period of bad credit.

Most financial transactions and situations are susceptible of being proved. Thus, don’t waste your time making up stories, if you have a good justification for the delinquencies that appear on your credit report, add the statement. Otherwise, refrain from doing so and concentrate on improving your credit score by making all your payments on time.

Keep Creditors on Your Side

You can also work with your creditors to clear your credit record. If your poor credit resulted from circumstances that were beyond your control, like illness or losing your job, make sure to keep in contact with your creditors. Once you have reconciled your account, your creditor may be willing to remove negative information from your credit report or at least report you’ve brought your account current.

If you can’t make your payments, contact the creditor and propose a pay-off schedule. If the creditor has charged-off your debt, they may work with you. You may be able to work out a proposal in which you make partial payments, and the creditor changes the information it provides to your credit bureau. Be sure to get your agreement in writing.